Legal
Please read these notes before relying on anything on this site.
Content on this website is educational. It is not tax advice, legal advice, investment advice, or a recommendation to buy or sell any product. A conversation and a review of actual documents are required before any recommendation.
Insurance services are offered only where the producer is properly licensed. Excellence Financial does not claim to provide investment-advisory or securities services on this site. When that work is part of a household’s plan, it is provided by separately licensed professionals who collaborate with the practice. Those professionals are not employees or legal partners of Excellence Financial.
When insurance contracts are used, features, riders, availability, and costs vary by product, carrier, and state. Guarantees are backed by the claims-paying ability of the issuing company. Products are subject to underwriting.
References to Ernst & Young research are for education. Modeled results in any study are not a guarantee of results for a particular household.
Nothing on this site is an offer to sell or a solicitation to buy a security or insurance product in any jurisdiction where that would be unlawful.
Information sent through the contact form is used to respond to the inquiry. Contact lists are not sold.